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Today, tiny and even larger developers such as Meriton, sell their properties using vendor or seller financing. One reason Meriton sells utilizing this way is that buyers can buy on a lesser deposit. Instead of needing 20% deposit upfront to be qualified for a loan product. This makes it faster and easier for Meriton to sell their home units along with opening up the market to more buyers than the few who have 20% downpayment. Naturally, as part of their process, Meriton will do their up most to evaluate that customer has sufficient income to aid their monthly obligations.
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